Tuesday, 6 January 2015

The Truth About Credit Repair Reviews

By Aldo Furtado


Often people go searching for credit repair reviews to find a company they can trust to help them fix bad credit and increase their credit score. I get it, there's so much mixed information about there about credit repair, how do you know who to trust? So you go online and look for credit repair reviews... Most of the time a few large national companies pop up with good ratings for the site offering the review. Then you read on ripoffreport.com that these same companies have over 100 negative reviews. How can this be?

Often the sites offering credit repair reviews are owned by the credit repair companies with good reviews. Then there are sites that give good ratings to credit repair companies that pay them to "research" their company. Shady to say the least. So how do you really know who to trust to help you fix your credit?

Do your homework! Here are a couple things to look for:

1) Does the credit repair company have a complete process? Removing inaccurate and unverifiable information from your credit report is great, but it's only half of the process. A complete credit repair process also has a step by step plan for you to rebuild good credit in a manner that will give you the greatest credit score increase possible. Don't just go out and start financing things at high interest rates to build good credit. Not all accounts have the same impact on your credit score. There is a right way to rebuild good credit.

1) Credit card companies that extend credit to people with low credit scores and those who have just declared bankruptcy charge higher interest rates and fees. If you qualify for one of these cards, but not the lower interest rate cards, it is important to pay the balance off each month. Typically the line of credit will be very low anyway, but it is still important to monitor your spending.

That's why I created the "Credit Blitz".

Our "Credit Blitz" addresses every single negative account in question on the first round. Often within 24 hours of receiving your required documents.

All of this happens within hours of your enrollment. Then as you send in your responses, our processing team will have your next round of correspondence sent out within 48 hours. Our "Credit Blitz" is efficient and can drastically reduce the time it takes to reach your credit goals. What we accomplish on the first round could take months for other companies to do.

The truth about credit repair is that you must pay your bills. You must pay off any outstanding judgments or charge-offs. But, the truth about credit repair is that you can call a creditor who has reported a charge-off or judgment and negotiate the removal of the negative report.

So why would we work hard to help you reach your goals faster when the result is not being able to bill you as long? REFERRALS. We get a tremendous amount of referrals. Our clients love telling their friends about us. I'm sure you will too.




About the Author:



No comments:

Post a Comment